Message From President

In this age of easy credit and ample liquidity, granting credit and obtaining credits is too easy!

Does it mean that credit management is no longer important? On the contrary, it has become ever more essential for business to survive and stay competitive. To make a quick decision on whether credits should be and limit to be granted is no longer just a scientific calculation, but also involve the art of intuition, connection and possession of adequate market information. Credit can make or break an organization, especially the smaller ones. Knowing when to give and how to give credit require professional skills, personal experience as well as in-depth knowledge of the market.

At SACM, we provide the facilities and opportunies for you to learn credit evaluation skills, interact with other credit professionals, network with those within and outside the credit circle, allowing you to find the right connection.

Do join us if you are involved or interested in the day-to-day credit management function, or just want to make it your career!


Grace Wong
SACM President, 16 April 2013.
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Letter From President (2011-2012)

Welcome to Singapore Association of Credit Management (SACM)ís website.

First I would like to thank the members for electing me as the President for 2011/2012.

SACM website is a platform for all credit practitioners as well as individuals who are interested to join the credit profession. Through this website we hope to share with all credit practitioners & professionals the tools to help them in their job. Members are able to check this website for latest training program as well as updates on our activities/events.

We welcome feedback &suggestions that are credit related which will benefit our members.

If you are a Credit Practitioner based in Singapore, we welcome you to join us as our member.


Florence Chia
SACM President
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Email: Enquiries@sacm.com.sg

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