Message From President

To predict when debtors default is as difficult as to predict when an earthquake will happen. Having a structured Credit Management in place could mitigate risks, and be in a better state of preparedness for any eventuality.

Founded in 1981, SACM has been established for 34 years. We promote good Credit Management practices and aim to attain highest possible sales and shortest possible collection time amongst our members. Credit Management is a science, and has evolved into multi-facets of management in credit risk, compliance, credit information and reporting, and credit risk insurance protection. SACM's members are credit management practitioners and controllers, credit information providers and credit risk insurers, together, we play an integral role in the development of Singapore industries and commerce paternity.

What would credit management evolve in the future? We would invite you to join us to be part of the evolution and make things happen. Together we will scale to greater heights in managing our businesses in the field of credit management and risks.

Victor Chan
SACM President, May 2015
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Letter From President (2013-2015)

In this age of easy credit and ample liquidity, granting credit and obtaining credits is too easy!

Does it mean that credit management is no longer important? On the contrary, it has become ever more essential for business to survive and stay competitive. To make a quick decision on whether credits should be and limit to be granted is no longer just a scientific calculation, but also involve the art of intuition, connection and possession of adequate market information. Credit can make or break an organization, especially the smaller ones. Knowing when to give and how to give credit require professional skills, personal experience as well as in-depth knowledge of the market.

At SACM, we provide the facilities and opportunies for you to learn credit evaluation skills, interact with other credit professionals, network with those within and outside the credit circle, allowing you to find the right connection.

Do join us if you are involved or interested in the day-to-day credit management function, or just want to make it your career!


Grace Wong
SACM President, 16 April 2013.
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Email: Enquiries@sacm.com.sg

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